信用卡授權回應碼
| 訊息碼 | 回應訊息(英文) | 回應訊息(中文) |
| 00 | approved | 授權核可 |
| 01 | refer to card issuer | 請查詢發卡銀行;當天交易筆數過多或是金額過高 |
| 02 | Refer to card issuer special cond. | 請查詢發卡銀行 |
| 03 | Invalid merchant | 不合法商店 |
| 04 | Capture | 沒收卡 |
| 05 | Unauthorized usage | 拒絕;常見為超額/管制，需請持卡人去電發卡銀行詢問 |
| 06 | ERROR | 請查詢銀行 |
| 07 | HOLD CALL | 停用卡 |
| 12 | Invalid transaction | 未開卡 |
| 13 | AMOUNT ERROR | 金額無效 |
| 14 | Invalid card number | 卡號錯誤 |
| 15 | NO SUCH ISSUE | 發卡行錯誤 |
| 19 | RE ENTER | 重新操作 |
| 21 | NO ACTION TAKEN | 系統未回應 |
| 28 | NO REPLY | 系統未回應 |
| 41 | HOLD CALL | 停用卡 |
| 43 | HOLD CALL | 停用卡 |
| 51 | INSUFFICIENT | 餘額不足 |
| 52 | NO CHECK ACCOUNT | 餘額不足 |
| 53 | NO SAVE ACCOUNT | 餘額不足 |
| 54 | Expired card | 過期卡 |
| 55 | WRONG PIN | 密碼錯誤 |
| 57,58 | Tran not permitted | 無此交易 |
| 61 | Exceed withdrawal frequency limit | 取款超過限額 |
| 62 | SERVICE CODE ERR | 不正常卡 |
| 65 | Exceed withdrawal frequency limit | 提款超過限次 |
| 68 | Response received to late | 請查詢銀行 |
| 75 | Pin tries exceeded | 密碼錯誤次數已滿 |
| 76 | Approved – private cntry club | 授權核可 |
| 77 | Approved – pending identification | 授權核可 |
| 78 | Approved – blind | 授權核可 |
| 79 | ALREADY REVERSED | 營業日錯誤 |
| 80 | DATE ERROR | 系統暫停 |
| 81 | PIN/CVV REJECT | 金融卡code |
| 82 | CVV REJECT | 金融卡code |
| 83 | CANT VERIFY PIN | 金融卡code |
| 85 | CARD OK | |
| 91,92,93 96,99 | HOST TIME OUT | 通常發生於發卡行當下系統在整理，導致無法給予授權碼 |
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